Vehicle, Plant & Equipment Finance
Get the assets your business needs without draining your cash flow.
Whether you need to finance a company vehicle, heavy machinery, construction equipment, or office technology, Square 1 Property Group compares asset finance products from a wide panel of lenders to find the most tax-effective and cost-efficient solution for your business.
Chattel Mortgage
Own the asset from day one while making fixed monthly repayments. GST on the purchase price is claimable upfront.
Finance Lease
Use the asset while the lender retains ownership. Lease payments are fully tax deductible as a business expense.
Hire Purchase
Use the asset immediately and take ownership at the end of the term after paying a final residual amount.
Operating Lease
Ideal for assets that depreciate quickly — return or upgrade the asset at the end of the lease term.
Novated Lease
A three-way arrangement between employer, employee, and lender — great for salary packaging a vehicle.
Fast Approval
Many asset finance applications are approved within 24–48 hours, so you can acquire assets quickly.
Our Simple Process
Asset & Purpose
We discuss the asset you need, its business use, and your preferred finance structure.
Lender Comparison
We compare rates and terms across our panel of asset finance lenders.
Application
We prepare and lodge your application with the chosen lender.
Settlement
Funds are paid directly to the vendor and you take delivery of your asset.
Why Finance Assets Rather Than Pay Cash
Common Questions
What types of assets can be financed?
Cars, utes, trucks, trailers, earthmoving equipment, forklifts, medical equipment, IT hardware, solar systems, and more.
Which finance structure is best for my business?
It depends on your GST registration, accounting method, and whether you want to own the asset. We compare all options and recommend the most tax-effective structure.
Can I finance a used vehicle or equipment?
Yes. Most lenders finance used assets, though age and condition restrictions apply. We identify the right lender for your specific asset.
Ready to Get Started?
Book a free, no-obligation consultation with our team today.